About RPS Mortgages
Our Story RPS Mortgages delivers straightforward, FCA-regulated mortgage advice tailored to your individual circumstances. Established in 2006, we bring almost twenty years of experience guiding clients through both simple and more complex borrowing requirements with clarity and confidence. Mortgages are our sole focus. We arrange a wide range of solutions, particularly where detailed lender knowledge and careful case structuring are essential — including adverse credit cases, self-employed and limited company applicants, buy-to-let and portfolio lending, remortgages, capital raising, and interest-only arrangements where suitable. Where protection planning is needed, we introduce clients to trusted specialists so we can remain dedicated to securing the most appropriate mortgage outcome. Our approach is measured, transparent and centred around you. We take time to explain every option in plain terms, keep you updated at each stage, and ensure any recommendation is grounded in suitability, affordability and long-term stability.
How We Work
We begin with a detailed conversation to understand your income, commitments and long-term plans, allowing us to assess affordability and identify the most suitable options. Using advanced sourcing systems alongside manual lender checks, we research the market thoroughly and structure your application carefully — particularly where complexity is involved. Once submitted, we manage the process through underwriting, valuation and legal stages, keeping you fully informed throughout. Our focus is to secure the right mortgage efficiently, responsibly and with minimal stress from start to completion.
Our mission
Our mission is to deliver clear, responsible and expertly structured mortgage advice that places clients’ long-term financial stability at the centre of every recommendation. We are committed to simplifying complex lending, providing transparent guidance, and securing solutions that are not only achievable today but sustainable for the future. Through experience, diligence and integrity, we aim to make every mortgage journey efficient, informed and confidently managed from start to completion.
Committed to Your Success
Client-Centric Approach
We prioritise our clients' needs, offering personalised mortgage solutions and clear guidance at every step.
Integrity and Transparency
We believe in honesty and clear communication. We ensure clients understand every step of the mortgage process. Our team is dedicated to providing reliable advice and building trust with every client.
Expertise and Innovation
We use our extensive knowledge and experience to provide clear, practical advice. We work with a wide range of lenders to offer competitive and well-structured mortgage solutions.
Community Commitment
Located in Milton Keynes, we are dedicated to contributing positively to our local community, supporting growth and prosperity through responsible business practices.
Continuous Improvement
Ecologically Responsible
Where appropriate, we also recommend 'green' mortgages, that encourage eco friendly home improvements and special rates for planet-friendly homes.
Unlock Your Mortgage Potential
Straightforward, no jargon, guidance for your mortgage needs. With over 20 years of experience, RPS Mortgages offers personalized solutions and a product range representative of the whole market.